The Association of British Insurers (ABI) has launched a new online guide to help insurers and contractors deal with the restoration of buildings that have been damaged by flooding.
General insurance policy adviser with the organisation Laura Hughes explained that suffering a flood can be a very traumatic experience, since it can happen without any warning and can cause damage that has a serious impact on people’s livelihoods and daily lives for months to come.
The new guidance brings together information that will help insurers and their supply chains to avoid unnecessary claims costs and delays, as well as ensuring that all steps are taken to get people back into their businesses and homes as soon as possible.
“There are no short cuts when it comes to drying out and repairing a flooded home or business, but we are gaining new understanding all the time about which approaches are likely to be most effective,” Ms Hughes went on to say.
This comes as further ABI research shows that fewer than one in three people actually research the flood risk posed to their properties prior to purchase. The study highlighted that people were more likely to look at the ease of parking than checking whether their property is likely to be flooded or not. Given that one in six homes across England and Wales are at risk of flooding from sea or surface water and rivers, it would make sense to assess the likelihood of a flood whether it’s for your home or for your business.
For help with your disaster preparedness & response plan, get in touch with your emergency response, risk prevention and safety training specialist HFR Solutions CIC today.